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Current as of 7/30/2010

ACCOUNT TYPE	MINIMUM TO OPEN	INTEREST RATE	ANNUAL PERCENTAGE YIELD (APY) RATE
YOUNG SAVERS	$10.00	0.40%	0.40%
SAVINGS	$100.00	0.25%	0.25%
NOW	$1,000.00	0.15%	0.15%
SUPER NOW UNDER	$2,500.00 $2,499 or less	0.20% 0.15%	0.20% 0.15%
MONEY MARKET UNDER	$2,500.00 $2,499 or less	0.25% 0.20%	0.25% 0.20%
MONEY MARKET	$25,000.00+ $50,000.00+ $75,000.00+ $100,000.00+	0.45% 0.55% 0.65% 0.75%	0.45% 0.55% 0.65% 0.75%
90 DAY CD	$1,000.00	0.55%	0.55%
182 DAY CD	$1,000.00	1.05%	1.05%
365 DAY CD	$1,000.00	1.15%	1.15%
12 MONTH CD	$1,000.00	1.15%	1.16%
24 MONTH CD	$1,000.00	1.25%	1.26%
36 MONTH CD	$1,000.00	1.45%	1.46%
48 MONTH CD	$1,000.00	1.90%	1.92%
60 MONTH CD	$1,000.00	2.20%	2.22%

Jumbo Certificate

ACCOUNT TYPE	MINIMUM TO OPEN	INTEREST RATE	APY RATE
90 DAY CD	$100,000.00	0.65%	0.65%
182 DAY CD	$100,000.00	1.15%	1.15%
365 DAY CD	$100,000.00	1.25%	1.25%
12 MONTH CD	$100,000.00	1.25%	1.26%
24 MONTH CD	$100,000.00	1.35%	1.36%
36 MONTH CD	$100,000.00	1.55%	1.56%
48 MONTH CD	$100,000.00	2.00%	2.02%
60 MONTH CD	$100,000.00	2.30%	2.33%

IRA

ACCOUNT TYPE	MINIMUM TO OPEN	INTEREST RATE	APY RATE
24 MONTH CD	$100.00	1.35%	1.36%

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