Business Loans

Business Loans At-A-Glance

Commercial Real Estate Loans

Business Loans

Business Lines of Credit

Commercial Real Estate Loans

Purpose

  • Purchase, refinance or improve commercial real estate
  • Develop and construct commercial real estate projects
  • For operating capital or commercial real estate
  • For an investor in 1 to 4 family rental real estate

Benefits

  • Offers flexible terms based on the project and borrower

Check out our Loan Calculators to estimate payments.  Click Here

Collateral

Secure with assets such as:

  • Commercial property
  • Rental property
  • Construction projects
  • Improved property

Business Loans

Benefits

  • Purchase or refinance vehicles, equipment or other business assets
  • Relocate or expand your business

Purpose

  • Offers flexibility to use different assets to secure the loan

Collateral

Secure with assets such as:

  • Real Estate
  • Inventory
  • CDs or Savings
  • Cash value life insurance
  • New or used vehicles
  • Equipment, furniture or fixtures
  • Contracts and accounts receivables

Business Lines of Credit

Benefits

  • Provide working capital
  • Manage cash flow
  • Facilitate business expansion

Purpose

  • Credit available when you need it, since this flexible financial tool allows you to act quickly as opportunities arise

Collateral

Secure with assets such as:

  • Real Estate
  • Inventory
  • CDs or Savings
  • Cash value life insurance
  • New or used vehicles
  • Equipment, furniture or fixtures
  • Contracts and accounts receivables

BUSINESS LOANS

These days, every business needs a boost. Whether you’re starting out or expanding, Shelby Savings Bank can find the right loan to take your business in the right direction. Our loan officers can tailor loans to specific types of initiatives, provide general financing for equipment, real estate purposes and construction, and offer tools and services to keep things running while your business grows.

  • Inventory loans
  • Accounts Receivable loans
  • Operating Lines of Credit
  • Equipment loans
  • Business real estate loans
  • Investment

FARM LOANS

Farming is the purest form of investment. You plant today so you can harvest later. At Shelby Savings Bank, we understand your operation needs. We have experience in the industry, and we’re one of the top agricultural lenders in East Texas. Whether you need a short-term production loan, an intermediate-term loan for equipment or a long-term loan for a few acres, our experienced lending officers can find a loan that meets your needs while providing the full-service relationship you deserve.

  • Agricultural land loans
  • Poultry farm loans
  • Business real estate loans
  • Investment