Business Loans

Business Loans At-A-Glance

Commercial Real Estate LoansBusiness LoansBusiness Lines of Credit
Purpose Purchase, refinance or improve commercial real estate
Develop and construct commercial real estate projects
For operating capital or commercial real estate
For an investor in 1 to 4 family rental real estate
Purchase or refinance vehicles, equipment or other business assets
Relocate or expand your business
Provide working capital
Manage cash flow
Facilitate business expansion
Benefits Offers flexible terms based on the project and borrower Offers flexibility to use different assets to secure the loan Credit available when you need it, since this flexible financial tool allows you to act quickly as opportunities arise
Collateral Secure with assets such as:
Commercial property
Rental property
Construction projects
Improved property
Secure with assets such as:
Real Estate
Inventory
CDs or Savings
Cash value life insurance
New or used vehicles
Equipment, furniture or fixtures
Contracts and accounts receivables
Secure with assets such as:
Real Estate
Inventory
CDs or Savings
Cash value life insurance
New or used vehicles
Equipment, furniture or fixtures
Contracts and accounts receivables

BUSINESS LOANS

These days, every business needs a boost. Whether you’re starting out or expanding, Shelby Savings Bank can find the right loan to take your business in the right direction. Our loan officers can tailor loans to specific types of initiatives, provide general financing for equipment, real estate purposes and construction, and offer tools and services to keep things running while your business grows.

  • Inventory loans
  • Accounts Receivable loans
  • Operating Lines of Credit
  • Equipment loans
  • Business real estate loans
  • Investment

FARM LOANS

Farming is the purest form of investment. You plant today so you can harvest later. At Shelby Savings Bank, we understand your operation needs. We have experience in the industry, and we’re one of the top agricultural lenders in East Texas. Whether you need a short-term production loan, an intermediate-term loan for equipment or a long-term loan for a few acres, our experienced lending officers can find a loan that meets your needs while providing the full-service relationship you deserve.

  • Agricultural land loans
  • Poultry farm loans
  • Business real estate loans
  • Investment