Personal Checking

Deposit Accounts At-A-Glance

Shelby Total Checking

Student Checking

Shelby Silver Checking

Interest Checking (NOW)

Money Market Deposit Account

Open an Account

Shelby Total Checking

  • Minimum deposit to open $25
  • Minimum balance of $500 or apply for e-statements for no service charge
  • Monthly service charge $7.50
  • Debit card privileges are available
  • Overdraft protection available to qualified account holders
  • FREE Web Banking and Bill Pay
  • Statements available electronically
  • Unlimited transactions
  • See new account representative for full disclosures that may apply

Student Checking

  • Minimum deposit to open $25
  • No minimum balance
  • No monthly service charge
  • Debit card privileges are available
  • FREE Web Banking and Bill Pay
  • Statements available electronically
  • Unlimited transactions
  • Age Restrictions
  • See new account representative for full disclosures that may apply

Open an Account

Shelby Silver Checking

  • Minimum deposit to open $25
  • Age 55 or older
  • No minimum balance
  • No monthly service charge
  • Debit card privileges are available
  • Overdraft protection available to qualified account holders
  • FREE Web Banking and Bill Pay
  • Statements available electronically
  • Unlimited transactions
  • Pays interest
  • See new account representative for full disclosures that may apply

Open an Account

Interest Checking (NOW)

  • Minimum deposit to open $1,000
  • Minimum balance of $1000 for no service charge
  • Monthly service charge $7.50
  • Debit card privileges are available
  • Overdraft protection available to qualified account holders
  • FREE Web Banking and Bill Pay
  • Statements available electronically
  • Unlimited transactions
  • Pays interest
  • See new account representative for full disclosures that may apply

Money Market Deposit Account

  • Minimum deposit to open $2,500
  • Minimum balance of $2,500 for no monthly service charge
  • Monthly service charge $15
  • Minimum deposit $100
  • Minimum withdrawal $100
  • Check and Electronic transactions limited to six per statement cycle
  • See new account representative for full disclosures that may apply

Deposit Accounts Side-by-Side

Account TypeElegibilityMinimum Deposit to OpenMinimum Balance For No Service ChargeMonthly Service Charge
Shelby Total Checking

Open an Account

All Depositors $25 $500 or apply for e-statements $7.50
Student Checking Full-time Students up to the age of 22 $25 None None
Shelby Silver Checking

Open an Account

Individuals age 55 or older $25 None None
Interest Checking (NOW)

Open an Account

Individuals and Sole-Proprietorship $1,000 $1,000 $7.50
Non-Profit Checking Not for Profit Organizations $25 None None
Money Market Deposit Account All Depositors $2,500 $2,500 $15